⚖ Oral Arguments, with Context

The Seventh Circuit hears an insurance dispute over lost video evidence. MB Real Estate faced a claim that it had failed to preserve a video. Its insurer, Norguard, provided defense counsel, but waited about five months before warning that this claim was not covered. The insurer nevertheless continued the defense in that lawsuit. After that lawsuit was dismissed, the claimant refiled the video-loss claim, and MB Real Estate settled it. After a bench trial, a federal judge ruled that Norguard could deny coverage. MB Real Estate will argue that surrendering control of its defense was enough to show prejudice. Norguard will argue that the company remained involved in its defense and was not harmed by the delay.

Norguard Insurance Company v. MB Real Estate Services, Inc. (No. 25-3238) — U.S. Court of Appeals for the Seventh Circuit, argued November 9, 2026.