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Cagle v. National Indemnity Company of the South — 11th Cir. (argued August 11, 2026)

No. 25-11778 Argued August 11, 2026 Published August 12, 2026; updated August 17, 2026

The Eleventh Circuit considers whether National Indemnity must pay seven hundred fifty thousand dollars toward an unpaid judgment from a 2019 tractor-trailer crash. Freddie Cagle obtained a judgment of about four point six million dollars against trucking defendants. He then sought payment under MCS-90 endorsements, federal surety obligations that protect the public when a motor carrier's policy does not cover the accident. The district court ordered National to pay. The appeal turns on whether a replacement regulatory filing ended National's obligation and whether one crash can trigger more than one responsible carrier's endorsement.

Cagle v. National Indemnity Company of the South (No. 25-11778) — U.S. Court of Appeals for the Eleventh Circuit, argued August 11, 2026.

Sources
Argument audio — U.S. Court of Appeals for the Eleventh Circuit:https://www.ca11.uscourts.gov/sites/default/files/oral_argument_recordings/25-11778_08112026.mp3
Argument listing — Eleventh Circuit oral argument recordings:https://www.ca11.uscourts.gov/oral-argument-recordings?page=0
District court order:https://www.barclaydamon.com/webfiles/Publications/Transportation/2026/4.%20The%20MCS-90%20Endorsement/Cagle%20v_%20Nat_l%20Indem_%20Co_%20of%20the%20S__772%20F_%20Supp_%203d%201316.Pdf
District court reconsideration order:https://app.midpage.ai/document/cagle-v-national-indemnity-company-1000440893551
Appeal docket — Justia Dockets:https://dockets.justia.com/docket/circuit-courts/ca11/25-11778
Trucking Industry Defense Association amicus brief:https://tida.memberclicks.net/assets/docs/AmicusBriefs/TIDA%20Amicus%20Brief%20-%20As%20of%20Right%20or%20by%20Consent%20of%20the%20Part%20-%20August%202025.pdf
49 C.F.R. § 387.15 — eCFR:https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-387/subpart-A/section-387.15
Laurence J. Rabinovich — Barclay Damon:https://www.barclaydamon.com/profiles/Laurence-J-Rabinovich
E. Allen Page — U.S. Supreme Court filing:https://www.supremecourt.gov/DocketPDF/25/25-546/383626/20251107083656562_20251107-083242-00000810-00000530.pdf

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