⚖ Oral Arguments, with Context

We hear the Eleventh Circuit consider Alex El Bachiri's debt-collection lawsuit. He says MD Now billed him for medical services he never received, and Medicredit sent letters demanding payment. He disputed the debt and sued the clinic and collector under debt-collection laws, alleging lost time and emotional distress. The district court dismissed the case for lack of standing. Here, standing turns on whether he has alleged a real, personal injury. For intangible harms, courts look for close comparisons with injuries traditionally recognized in lawsuits. The appeal asks whether the distress and time spent responding to allegedly wrongful collection letters supply that injury, or amount to self-imposed harm. This argument concerns access to federal court, not whether the companies ultimately violated debt-collection law.

Alex El Bachiri v. Medicredit, Inc., et al. (No. 25-10356) — U.S. Court of Appeals for the Eleventh Circuit, argued October 1, 2026.