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Evelyn Villegas Robles v. National Union Fire Insurance Company of Pittsburgh, PA — 1st Cir. (argued September 10, 2026)

No. 25-2002 Argued September 10, 2026 Published September 11, 2026

The First Circuit considers when a demand under Massachusetts Chapter 93A can be sent to an excess insurer. Chapter 93A requires a written demand at least thirty days before suit. Chapter 260 gives these claims a four-year limitations period. Chapter 176D treats an insurer's failure to make a prompt, fair settlement when liability is reasonably clear as an unfair practice. The appeal asks whether Robles's demand was effective before the primary insurer tendered its limits and when her claim accrued.

Evelyn Villegas Robles v. National Union Fire Insurance Company of Pittsburgh, PA (No. 25-2002) — U.S. Court of Appeals for the First Circuit, argued September 10, 2026.

Sources
Argument audio — U.S. Court of Appeals for the First Circuit (public domain, 17 U.S.C. § 105):https://www.ca1.uscourts.gov/sites/ca1/files/oralargs/25-2002_20260910.mp3
Argument listing — U.S. Court of Appeals for the First Circuit:https://www.ca1.uscourts.gov/doar/results/2026-09
September 2026 argument calendar — U.S. Court of Appeals for the First Circuit:https://www.ca1.uscourts.gov/sites/ca1/files/calendar.pdf?simple=True
Massachusetts General Laws, Chapter 93A, Section 9:https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXV/Chapter93A/Section9
Massachusetts General Laws, Chapter 260, Section 5A:https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section5A
Massachusetts General Laws, Chapter 176D, Section 3:https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter176D/Section3
30-day demand letter guide — Commonwealth of Massachusetts:https://www.mass.gov/info-details/30-day-demand-letter
Appleton v. AIG Claims, Inc. — U.S. Court of Appeals for the First Circuit:https://www.ca1.uscourts.gov/sites/ca1/files/opnfiles/24-1952P-01A.pdf
Appellate docket — Justia:https://dockets.justia.com/docket/circuit-courts/ca1/25-2002
District court docket — Justia:https://dockets.justia.com/docket/massachusetts/madce/4:2024cv40123/276114
Thomas P. Kelley — Sullivan & Sullivan:https://www.sullivansullivanllp.com/about-us/thomaspkelley
William A. Schneider — Morrison Mahoney:https://morrisonmahoney.com/attorneys/william-a-schneider/?portfolioCats=207

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